How to check Central Bank of India Account Balance Enquiry

Technology has made checking your bank balance a lot easier. Banks offer services like online banking, mobile banking, and SMS banking that enable customers to check their account balances from their homes or office.

This article explains how to check the Central Bank of India balance enquiry. We will go into the details of the process and the caveats that you should be aware of.

Overview of Central Bank of India

Central Bank of India is one of the largest and oldest banks in India, established in 1911. With a network of 5100 branches, over 5000 ATMs, and internet banking services to their customers, Central Bank of India provides complete banking solutions to its customers.

If you are a customer of Central Bank of India, you can check your balance using the bank’s internet banking facility or by calling the bank’s toll-free number.

If you have an account with Central Bank of India and want to know your balance information on a regular basis, you must use the bank’s websites or contact them directly and do not accept any offers from other websites that may appear attractive to check your balance online. These types of websites may ask for your personal details such as account numbers etc. which can be misused by hackers.

Balance Enquiry Methods

Nowadays, it is important to keep track of one’s bank account balance on a regular basis. To help make this easier, there are several methods available to balance enquiries for the Central Bank of India. In this article, we will discuss the different ways to check your Central Bank of India balance.

SMS Banking

SMS Banking is a simple and convenient way to stay updated with your bank balance. Central Bank of India offers SMS banking for all its customers who have registered for mobile banking.

Through this service, the customers can easily keep track of their account balance, get mini statement of their accounts, make changes in their account profile and receive notifications from the bank.

To avail this service, customers are required to register for mobile banking as well as via SMS banking. Once they are registered with both services they will be able to avail the benefits of SMS Banking. Once registered they will receive an activation message which will include:

-Account Balance
-Mini Statement
-Last five transactions
-Interest earned on Fixed Deposits/Recurring Deposits
-Request for Stop Payment/Cheque Book/Statement of A/c
-View account details (Name/Address) etc.

For more information regarding Central Bank of India’s Balance Enquiry Service via SMS Banking, customers can contact their service representative or visit the official website

Missed Call Banking

Missed call banking is a facility provided by Central Bank of India that enables customers to check their account balance, receive mini statement and get alerts for any activities carried out in their bank accounts such as withdrawals and deposits, by simply giving a missed call from their registered mobile number.

This facility is completely free and does not charge the customer for using this service. In order to use Missed Call Banking, customers must first register for the facility with Central Bank of India.

This can be done either at the bank branch or online on the Central Bank of India website by providing necessary details.

Once registered, customers can give a toll-free missed call on 8424045544 from their registered mobile number to check their bank balance and get mini statement details, including recent transactions. Depending on your query, following responses will be received:

– Balance enquiry – An SMS with your current account balance will be sent back
– Mini statement – An SMS will be sent back with last 5 transactions
– Alerts – Customers will receive an SMS alert when any activity takes place in their accounts like deposit or withdrawal of money

Customers must provide appropriate NDNC* consent while registering for this facility as all notifications sent through Missed Call Banking feature are sent through SMS only.

Net Banking

Net banking is one of the most convenient and secure ways of keeping track of your bank account balance. It requires you to register your bank account with a third-party provider and then link it to your online banking service.

Net banking allows you to view, access and manage all your accounts in one central location. To check your balance, simply log in to the net banking portal, select the account you want to view, and it will display the current balance on screen.

Net banking also allows you to transfer money between accounts, pay bills online and make other transactions quickly and securely.

It is one of the most secure methods for enquiring about your bank balance because it does not require any additional hardware or software installation and updates automatically every time there is a change in your balance.

Mobile Banking

Mobile banking is becoming one of the most popular methods used to check account balance and carry out other financial transactions. The Central Bank of India offers its customers several mobile banking services through the official website or through its integrated mobile application.

To use this service, a customer needs to register for a mobile banking account with the bank by downloading the CBIConnect application from Google Play or Apple App Store.

Once registered, customers can use their registered mobile numbers to activate their accounts through an SMS-based OTP (one-time password) verification system.

Once activated, customers can start using the mobile banking services to perform tasks such as checking their account balance and performing transactions.

The bank also offers customers an optional UPI (unified payment interface) option with its mobile banking services which allows them to securely make payments directly from their smartphones without having to provide their credit/debit card details or bank details every time they want to make a payment.


ATM is one of the fastest and most reliable methods for checking balance in Central Bank of India. You can check your balance any time and from any place without having to visit a branch or ATM.

All you need to do is insert your debit card into a Central Bank of India ATM machine, enter the PIN and select ‘Balance Enquiry’ option.

The ATMs will display balance instantaneously on the screen after which you can choose to perform other transactions by selecting the respective options or proceed further by choosing ‘No’ option.

Bank Branch

Visiting your local bank branch is an effective way to keep tabs on your account balance. Upon arriving at the branch, you can approach the teller, who can provide a printed statement of your current balance. Most banks also offer automated machines which allow customers to check their balances quickly and easily.

Be sure to have your ID or bank account information handy so you can quickly access your balance for free. Some banks charge a fee for this service, so it is important to check with the bank before using it.

Step by Step Guide

Checking the balance of your Central Bank of India account is a very simple process. With the right tools and instructions, you can easily check your balance in just a few minutes.

In this article, we will provide a step-by-step guide on how to check your Central Bank of India balance with ease. From registering an account to getting an account balance enquiry, we will cover it all.

SMS Banking

SMS banking allows customers to access certain bank accounts and services through their mobile devices and utilize a wide range of features, which vary based on the bank and any special contracts. Like traditional banking, many variables must be taken into consideration before implementing a system of SMS banking.

In this article, we will discuss some key points you should consider as you explore this option for your customers and clients.

First, it is important to understand the various services offered by different banks in order to determine which ones best suit your needs.

With SMS banking, customers can view account summaries, recent transactions and transfer funds between accounts. Some banks also offer account alerts and notifications sent via text messages—helpful for customers who need to stay up-to-date on their financial information.

In addition to understanding the services available through SMS Banking, it is important to determine if the system meets security requirements of your organization or institution.

Banks use authentication measures such as PINs or passwords as part of their security measures in order to protect customer data from potential fraudsters or hackers who attempt to steal personal information or money within accounts.

Banks that offer SMS banking typically include multiple layers of authentication for added security, so you must make sure that these are firmly in place before introducing SMS banking solutions for your customers or clients.

Finally, it is important to make sure that you understand any geographic limitations specific to an institution’s SMS banking service before using it for customers within those regions.

Some banks may only allow businesses in certain regions or countries use their systems, so it is important that you acquaint yourself with any related regulations prior to utilizing this service across different geographic locations.

Overall, establishing a secure system of SMS Banking requires significant research and understanding of both technical processes and legal regulations related specifically to your region and institution’s policies regarding its implementations within commercial activities

Missed Call Banking

Missed call banking is a convenient service that helps you check your banking account balance and other related information such as account statements, mini statements, transaction details and more, simply by giving a missed call from your registered mobile number.

It is an automated voice-based service offered by banks through an interactive voice response (IVR) system. This technology allows customers to access their bank accounts without worrying about carrying any physical documents or cards with them.

To use this service, one needs to have their number registered with the bank and then install the required mobile app on their phones. After this step is completed, the customer has to make a “missed call” to the bank’s dedicated IVRS number in order to access their banking services.

Customers will receive an auto-generated confirmation message when they send out the missed call with their account balance or desired information quickly afterwards.

The customers can also set up alerts through SMS or e-mail where they can receive information regarding all transactions made on their account at regular intervals of time.

Missed Call Banking enables customers to securely access essential banking services at any time of day or night without any hassles thus saving time and money for both banks and users alike.

This revolutionary service proves to be beneficial for those who don’t have internet access or lack expertise in operating digital devices such as computers and smartphones, making it possible for everyone to benefit from modern banking services regardless of digital skills or technological availability.

Net Banking

Net Banking is one of the most convenient and hassle-free ways to check your Central Bank of India account balance. It can be used to keep track of the transactions, view your balance, online payments, check account statements and much more. All you need is an internet connection and a valid username & password.

Here are the steps to check Central Bank of India account balance through net banking:

Step 1: Open an internet browser and log on to
Step 2: Click on ‘Retail Banking’ tab at the top, log in with your credentials
Step 3: If you are using two factor authentication (OTP), enter those details
Step 4: Once logged in, click on ‘Account Summary’ tab
Step 5: Here you will be able to view all your Central Bank of India accounts linked to this login id
Step 6: View the Statement Balance for each Savings/Current Account associated with this logging id
Step 7: Logout from website once done viewing balance

Mobile Banking

Mobile banking is an increasingly popular financial technology (FinTech) that enables consumers to bank on their mobile phone or other device.

It provides a convenient, secure way to access your bank account and carry out a range of banking transactions anytime, anywhere. This guide provides simple instructions on how to set up and use mobile banking.

1. Download the app (most financial institutions have one) and open it.
2. Create an account by entering your contact information, username, secure password, etc
3. Enter in additional security measures such as biometric authentication or two-factor authentication codes
4. Add your accounts you’d like to manage through the app
5. You should now be able to access your accounts through the app in a secure manner
Using Mobile Banking App:
1. Login securely with your password or fingerprint/face ID authentication
2. View all of your account balance from the main dashboard
3. Transfer money between different accounts instantly and securely online without having to visit branches or go through other steps
4. Pay bills both online and using QR code scanners within the app
5. Track spending patterns with tools such as budgeting, ‘alerts’ for unusual activity or notifications for when balances get low..etc
6 Obtain detailed reports about recent activities either daily, weekly, monthly etc..


When visiting a Central Bank of India ATM, you can easily check your account balance by following these steps:

1.Insert your Central Bank of India debit card into the ATM machine.
2.Enter your 4-digit PIN when prompted on the screen.
3.Choose the ‘Balance Enquiry’ option from the main menu or display screen that appears next.
4.Your account balance will be displayed on the screen. You can also opt to take a printout of this if necessary by selecting ‘Yes’ when this option is offered to you in the end.
5.Once you are done with all your transactions, remember to collect your card and promptly leave the ATM premises after completion of all operations within a few minutes to avoid getting blocked in case someone else needs to use it urgently afterwards.

Bank Branch

If you need to check your Central Bank of India balance, you have several options available to you. One such option is to go directly to your local Central Bank of India branch and ask for a balance enquiry.

To do this, you will need your Central Bank of India account number and a current Government issued photo ID. Here are the steps you should follow:

1. Visit your nearest Central Bank of India branch and approach the representative at the customer service desk with your Government photo ID.
2. Provide them with your Central Bank of India account number, as well as any additional information they may require in order to confirm your identity or authenticate the transaction.
3. After authentication, the customer service representative should give you an updated statement that shows the available balance in your account.
4. You can also request an account statement if needed, which will list any previous transactions or payments made from or credited into the account over a specific period.
5. Once everything has been verified and all questions answered, collect your statement from the counter and leave the bank premises with assurance that you have checked your balance!


It is easy and convenient for account holders to check their balance using Central Bank of India’s online services. With just a user ID and password, customers can easily log into the bank’s website and view their account balance. To ensure the security of your account information, you should always remember to log out of your session after checking your balance for the day.

If online access is not an option for you, customers can also call Central Bank of India’s toll-free customer care number or call or SMS “CASHBAL” from the registered mobile phone number to get the account balance details through an automated response service.

To make sure that you are not charged any unexpected transaction fees, it is important to keep track of your transactions on a regular basis. Checking your balance on a regular basis with Central Bank of India’s online services will help maintain accuracy as well as protect against fraud.

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