How to Activate Indian Bank Net banking

Indian Bank Net Banking is a great way to access your Indian Bank account online. With the Net Banking service, customers can do a wide range of things, including checking their account balance, transferring funds, checking their mini statements, and much more.

In this article, we will take a look at how you can use the Indian Bank Net Banking service and how to activate it.

What is Indian Bank Net Banking

Indian Bank Net Banking is an online banking service offered by Indian Bank which allows customers to perform financial transactions, get account information and access to other services provided by the main bank.

This service can be used to view and manage all your Indian Bank accounts including current or savings, demat accounts, loan accounts, credit cards and other such services. It also allows users to transfer funds between the different Indian Bank accounts including those of third-party banks.

Using the Indian Bank Net Banking platform, customers can make payments for utility bills such as electricity and water, transfer funds from their own bank account or those of third-party banks in India and overseas.

They can also check balance information for all the accounts managed under their registered user ID and take a print out of bank statement whenever required.

In addition to these features, customers can avail additional features such as blocking lost/stolen debit cards instantly or getting information regarding fixed deposits/investment plans available in the bank at any given time.

Indian Bank Net Banking is well-protected with two factor authentication (user ID & password) processes while logging into the system. It is also constantly monitored by its dedicated cyber security team which works round-the-clock to ensure secure banking transactions for its customers.

In order to activate this service on your registered device(s), you need to register with your branch office or call up their helpline on 1800 425 1400 / 044-25221480 for availing various services offered through this platform.

Benefits of Indian Bank Net Banking

Indian Bank Net Banking provides customers with a secure and hassle-free way to manage their finances. It offers easy access to important banking information and services like bill payments, transfers, fund transfers, etc. which can be done anytime and from anywhere in the world.

Moreover, the online service is free of cost – customers just have to pay a minimal fee for certain services. Bank customers no longer have to visit bank branches for mundane tasks like balance inquiries or account opening. Indian Bank Net Banking simplifies the banking experience for users by providing several features and benefits:

-Access your account details: With IBNet Banking you can keep track of your transactions anytime without leaving the comfort of your home or office. You can view account statements, check balances and see transactions history with ease using this online facility.

-Transfer funds: IBNet Banking allows you to transfer funds to other local or international bank accounts quickly and securely using your computer or mobile device from anywhere in the world.

-Bill payments: Indian Bank Net Banking enables quick payment of bills such as utility bills, credit card bills, telephone bills etc., with just a few clicks on your computer or mobile phone.

-Manage different accounts: With the net banking facility customers can easily manage multiple bank accounts under one login ID if desired for added convenience.

-Security: All transactions done through Indian Bank Net Banking are completely safe and secure thanks to its advanced security measures such as two factor authentication & encryption technology that prevents any unauthorized access to customer’s data & finances.

Requirements for Indian Bank Net banking

Setting up Indian Bank Net banking requires you to satisfy some basic requirements. These include having an Indian Bank account and having access to the ATM card associated with that account.

You will also need a valid mobile number registered with the bank and access to an email address to receive OTPs for authentication.

Finally, you need to have an active Internet connection to access the Indian Bank website. Let’s look at the steps required to activate Indian Bank Net banking.

Account details

Before you are able to register for Indian Bank net banking, you will need the following information:

-Your Indian Bank customer ID
-Your permanent address
-Your email address
-Your mobile number
-A copy of your PAN card or other designated proof of identity, such as your passport or driving license.

You will also need to have access to an internet capable device. However, some banks provide download links for their Android or iOS apps which can be used instead of a computer.
Once these details are ready you can follow the steps below and activate Indian Bank net banking within minutes.

Debit/ATM card details

For activating Indian Bank net banking, the applicant must have the Debit/ATM card details of the bank account. It includes the bank card type, account number linked to it and other related information. The applicant must know these details to proceed further with their net banking application.

Other than that applicant should also possess the registered mobile number and an email ID which is non-existent before in order to complete the activation process.

Some documents like identity proof, address proof may also be required if needed. Once you have all these requirements then you can proceed for activation of your Indian Bank Net banking account.

Mobile number

To activate Indian Bank Net banking, your mobile number must be registered in the bank’s database. It is required as you will receive an OTP (One Time Password) at the registered mobile number for successful completion of the account activation.

You must use your active mobile number for Net Banking services as any transaction done by means of Net Banking will be authenticated by an OTP sent to this mobile number.

Activation Process for Indian Bank Net banking

Indian Bank’s net banking service allows customers to perform their banking activities from any location at any time. To start using this service, customers must first activate their net banking account.

This process is simple and straightforward, but requires the customer to provide certain documents and complete a few steps. In this article, we’ll take a look at the activation process for Indian Bank’s net banking service.

Visit the Indian Bank website

Visiting the Indian Bank website is the first step in the activation process for Indian Bank Net banking. The website will provide you with a simple form that needs to be completed in order to create your account. You will need to provide your personal information, such as name, address and contact number.

You will also need to establish a user ID and password. Once all this information is provided correctly, you will be taken to a page where you can view your list of active accounts that come with net banking access.

You should receive an email or SMS (depending on the preference indicated) with a 6-digit activation code that must be entered on this page in order to activate your net banking account.

After entering this code, you’ll then need to validate the security answer that you have provided. This confirms that it is really you who is activating the account and ensures that no one else has access to your sensitive information or funds from linked accounts.

Once these steps are successfully completed, you are free to start using Indian Bank Net Banking services and enjoy all of its unique features!

Enter your account details

To activate your Indian Bank net banking account, the first step is to enter the necessary account details. This includes the customer’s name, the bank account number, IFSC code and the Mobile number that is registered with your bank.

Once these details are entered and verified successfully, you will then be asked to set a user ID and Password of your choice for secure access to your Indian Bank online internet banking account.

Enter your debit/ATM card details

Before starting the activation process, make sure that your Indian Bank Debit/ATM card is active and you have your debit card details handy. To activate Indian Bank net banking, register with either Internet Banking without ATM card OR Internet banking with ATM card method.

For the former, you would require your account number along with an active mobile number or email address registered with your bank for receiving an OTP. For the latter, you need to have both account number and PIN from your debit/ATM card linked to the account.

Once selected the method (Internet Banking without ATM Card/Internet Banking with ATM Card), enter your 16-digit Debit/ATM Card details such as primary account number and PIN of your Debit Card / ATM Card in respective fields provided on the screen.

After entering these details accurately, click on ‘submit button for verification’ to proceed further in activation process.

Enter your mobile number

The Indian Bank Net banking activation process begins with entering your registered Indian Bank mobile number. Once you’ve selected the ‘Activate’ option, the system will prompt you to enter the 10-digit mobile number that is connected to your bank account.

After entering your mobile number, click on the ‘Send OTP’ button and an auto generated One Time Password (OTP) will be sent to both your registered mobile number and registered email id. Enter this OTP in the appropriate box and click on ‘Send’.

You will then be asked to create a new login password; this password should be a minimum of 8 characters with both alphabets & numbers in it.

The last step is confirmation, wherein you’ll need to enter your newly created password for one final time before clicking on ‘Submit’ which will complete the activation process for Indian Bank Net banking.

Set up your new net banking password

The activation process for Indian Bank net banking requires you to create a new password. This password needs to be eight characters long and it should not contain any special characters. To ensure your security, it’s important that you use a combination of upper and lower case letters and numbers.

Once your new password is created, you will be required to answer a security question for further verification. Once you have completed these steps, your net banking will be activated and ready to use.


If you’re having trouble accessing your Indian Bank Net Banking, there could be a few reasons why. To help troubleshoot the issue, we’ve put together a few steps that you can take.

From testing your internet connection to verifying your login details, we’ll guide you through the process of activating Indian Bank Net Banking. Let’s get started.

Common issues and solutions

Activating Indian Bank Net Banking is a simple process and provides customers convenient access to their financial accounts. However, some customers may experience issues due to incorrect information or other technical difficulties.

This section explains the common issues and solutions related to activating Indian Bank Net Banking.

1) Account not verified: If your account is not verified by the bank, you may need to resubmit your account details by providing additional documents or validating your identity. Contact customer service for further guidance.

2) Incorrect User ID or Password: If the user ID or password entered during registration does not match your Indian Bank credentials, you will be unable to activate Net Banking with this ID/password pair. Try entering a different set of credentials if possible, otherwise contact customer service for more help.

3) Security Questions Not Verified: You must answer security questions in order to activate an account in Indian Bank Net Banking system. If you are unable to answer the security questions successfully, you can verify your identity with additional documents or contact customer service directly for assistance in resetting these settings.

4) Two Factor Authentication Errors: In order to protect user data and accounts from malicious activity, you must complete two-factor authentication during account set up/registration; if there is an issue with this two-factor authentication process that makes it difficult to finish registering it may be necessary to contact customer service directly for more assistance in resolving the problem.

Contacting customer service

If you’re having difficulty activating your Indian Bank Net banking account, the first step is to contact customer service. The bank has dedicated help lines for customers in India, as well as a detailed FAQ page where you can find answers to common questions.

Additionally, customers may be able to access an online chat or email support for assistance with their queries.

When speaking with customer service representatives, it’s important to have the following information ready: your full name, the email address associated with your account and a contact number.

The more information you provide about the problem you’re experiencing and the steps you took before contacting customer service will help them assist you better.

If you need additional support from Indian Bank Net Banking customer service team then they may ask for your user ID or account number and other details such as date when issue arose, etc., so please note down these details before calling.

If you prefer to write directly to Indian Bank Net Banking team then their email address is also available on their website which you can use to send them detailed messages. They usually respond within 24-48 hours of receiving the query depending on complexity of issue.


By activating Indian Bank Net banking, you will have access to a wide range of services such as fund transfers, bill payments, balance enquiries and more. It can be a convenient way to manage your finances without having to visit the bank. Plus, you will also benefit from the added security features of Net banking.

In conclusion, if you want to take advantage of the convenience and extra security, activating Net banking with your Indian Bank account is a great choice.

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