Apply for BoB Credit Card Bank Of Baroda Credit card

If you are looking for a convenient and hassle-free way to pay your bills, get cashback on your purchases or reward yourself with exclusive offers, then a Bank Of Baroda Credit Card is just what you need.

With our wide range of features and benefits, there’s no better way to manage your finances and make life more rewarding. So why wait? Apply now and start enjoying the convenience of a BoB Credit Card!

Introduction to Bank of Baroda Credit Card

The Bank of Baroda credit card provides an easy and convenient way to carry out your day to day transactions. By using this card, you can manage your finances conveniently without having to worry about cash payments. Bank of Baroda credit cards are designed for maximum control and flexibility for customers and offer them a host of features and benefits.

With the Bank of Baroda Credit Card, you will enjoy a wide range of rewards and discounts on various shopping outlets, dining outlets, travel bookings and many more. With a range of offers including cash back options, fuel surcharge waivers and exclusive discounts, this card ensures that you get the most out of every purchase you make.

You can get special discounts on movies tickets as well as special rates at select merchant websites. Additionally, with the BOB credit card app feature you can access your transactions instantly anywhere at any time.

Further, these cards also offer up to 50 days free interest when you repay the entire amount due by the payment due date on each statement date, ensuring that you save more with every transaction.

The Bank Of Baroda Credit Card also offers 24-hour customer service in case of any queries or assistance at any time which makes it highly reliable for customers who have this card in their wallet!

Types of Bank of Baroda Credit Card

Bank of Baroda (BoB) offers a range of credit cards to its customers. Depending on your financial needs and requirements, BoB makes it easy to select from a range of cards tailored to meet your needs. BoB’s credit card offerings are secure, cost-efficient and easy to use.

The types of Bank of Baroda Credit Cards include:

-Baroda Advantage Card: This card is designed for those customers who want a complete array of features from rewards, discounts and privileges. It also has an interest free grace period and low finance charges.
-Baroda Cashback Card: This card is perfect for customers who want incentives in the form of cash back on spending with every swipe. Customers can earn up to 5% cash back on everyday purchases like groceries or fuel.
-Baroda Premium Card: This exclusive credit card offers benefits like dining privileges at premium restaurants, access to exclusive golf courses across India, airline lounge access and many other exclusive facilities.
-Baroda Corporate Card: Corporate customers will find this card very useful as they can keep track of employee expenses and reimbursements easily by using the Central Corporate Credit Management Banking service provided by BoB. It also helps in improving overall cash flow management for corporate entities.
-Baroda Global Card: This is an international Shopping Card that helps you enjoy global shopping experience with security throughout the world. It comes with premium benefits like travel insurance cover when you fly overseas, complimentary access to airport lounges around the world and special discounts at airport outlets across India when you shop overseas through this card.

Benefits of Bank of Baroda Credit Card

Bank of Baroda credit cards offer many benefits that are designed to make your life easier. With a BoB credit card, you can avoid the trouble of carrying cash and enjoy free access to ATMs around India. You’ll also benefit from easy online bill payments, complimentary insurance and much more.

When using a BoB Credit Card, cardholders will earn loyalty reward points on every purchase they make. These points can be redeemed for a range of services and items, making it even more advantageous to use Bank of Baroda cards! Other advantages include:

-Convenient Cashless Transactions: Make payments without ever having to carry cash or writing checks. Plus, you can also pay bills in just a few clicks online with the MyBARBANK app.
-Global Acceptance: BoB Credit Cards are accepted across 30 million outlets globally – wherever MasterCard is accepted including India and abroad – conveniently making it possible for customers to shop internationally too!
-Insurance & Fraud Protection: Enjoy comprehensive insurance protection with features like air accident cover, lost card liability covers & fraud protection when shopping online or at retail outlets in India.
-24/7 Customer Care Assistance: Receive round-the-clock customer care assistance from our experienced customer care team that is available anytime you need help.
-Exclusive Beneficial Offers For Tourists & International Customers: BoB Cards offer special offers for international tourists and customers travelling abroad such as discounts on flights & hotels bookings as well as currency conversion at the best rates available.

Eligibility Criteria for Bank of Baroda Credit Card

In order to be eligible to apply for a Bank of Baroda credit card, applicants must meet the following criteria:

• Must be an Indian resident aged 18 years or above
• Must have a valid PAN Card
• Must have a valid checking account with any bank in India
• Must have regular income from salary, business or other sources such as investments
• Must have a good credit history and score (CIBIL score)
The documents required to apply for Bank of Baroda Credit Cards include identity proof, address proof, recent photographs and income proof. Applicants must always carry their valid PAN Card along with the Credit Card when making transactions or traveling overseas.

How to Apply for Bank of Baroda Credit Card

If you are looking for an exclusive credit card experience then Bank of Baroda (BoB) is the perfect choice for you. There are several advantages of having a BoB Credit Card – from easy access to your funds to multiple reward points, discounted dining and travel fares, extensive protection coverage and more. You can easily apply for a BoB Credit Card online or through a branch.

To apply online, visit the official website of BoB and select ‘Credit Cards’ in the drop-down menu under ‘Products & Services’. Click on ‘Apply Now’. From the list of credit cards available, select which one best suits your needs and provide some essential contact details before submitting your online application form.

You can also apply in person at any Bank of Baroda branch near you – simply fill out an application form and submit it along with the necessary documents (such as address proof, identity proof etc.).

After verifying these documents and checking your eligibility, a representative from BoB will get in touch with you to discuss further details. Upon approval, you’ll receive your card within seven to 10 working days.

To start using your new BoB Credit Card immediately once it arrives, all you need to do is activate it. This can be done via phone by calling the customer service team or through their website section ‘Activate Credit Card’ where you will have to enter certain details for authentication.

Documents Required for Bank of Baroda Credit Card

Getting a Bank of Baroda credit card is easy; all you need to do is submit some documents so that your application can be processed. The documents that are required for getting a Bank of Baroda credit card vary based on the type of credit card you are applying for and your financial status.

Below are the required documents that you must submit when applying for Bank of Baroda Credit Card:

-Valid Photo ID such as PAN Card or Aadhar Card or Passport
-Residential proof (Electricity bill, rental agreement or voter id)
-Last 3 months salary slips or income tax returns
-Last 6 month bank statements
-Additional documents may be required depending upon the type of Bank of Baroda Credit Card you are applying for. For example, applicants applying for business credit cards may need to submit additional business related documents.

FAQs about Bank of Baroda Credit Card

Applying for a Bank of Baroda (BoB) Credit Card is straightforward, but it’s important to be aware of all the necessary details. Here are some common questions you may have before applying:

What types of credit cards does BoB offer?
BoB offers both international and domestic credit cards. The international credit cards include Visa, Mastercard, JCB, and UnionPay. The domestic credit card options include Rupay and BoB Debit/Credit Cards.

What is the eligibility criteria for applying for a BoB Credit Card?
To be eligible for a BoB Credit Card, you must be an Indian citizen between 18-70 years old and have a steady income source. You will also need an existing bank account with the Bank of Baroda or any other bank in India that offers the required documents such as Permanent Account Number (PAN) card or Aadhaar card for authentication purposes.

What are the documents required to apply online?
To apply online for a BoB Credit Card at Bank of Baroda portal, you will need to submit scanned copies of your PAN card or Aadhaar card information as well as other documents related to employment such as salary slips/salary certificate and bank statement/account statement/ KYC documents etc. It is possible to complete the document submission process after your application has been approved by BOB officials.

What are the benefits associated with Bank of Baroda credit cards?
BoB Credit Cards offer various rewards like cashback on everyday purchases, discount on fuel transactions, discounts at various merchant outlets etc., along with access to exclusive lifestyle privileges or other services provided by partner banks / establishments like entertainment outlets, airline partners etc., Depending on your needs and purchasing habits there are multiple credit cards available from BoB with different reward structures and interest rates so make sure you carefully read through all terms and conditions prior to applying.


After completing your application for the BoB Credit Card from Bank of Baroda, it is important to review all the terms and conditions associated with the card. Be sure to read up on any applicable fees, as well as the rewards and bonuses you can earn.

Additionally, make a note of when your credit card bills are due each month, so that you can keep your account in good standing. Once you have familiarized yourself with the particulars of your new credit card, you can begin enjoying all of its benefits and conveniences.

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