PNB Net Banking enables users to carry out a wide range of financial transactions online using their banking credentials. It is a convenient and secure way to access your bank account, transfer funds, pay bills, open fixed deposits and more from the comfort of your home or office.
This guide is intended to walk you through the process of activating your PNB Net Banking account and setting up facilitated transactions.
Once your PNB Net Banking account has been activated, you will be able to log in with your assigned ID and password and begin making transactions immediately. Additionally, you can add third-party accounts for easy transfers between them as well as manage all other access points that require use of PNB’s services such as mobile banking apps, SMS banking services and credit/debit cards linked to your bank accounts with PNB.
Keep reading for detailed instructions on how to access and get started with PNB Net Banking.
Registration Process for PNB Net Banking
Registering for PNB Net Banking is easy and secure if you have an active internet banking account. The registration process can be done online and requires you to enter your personal details, account details, and OTP you receive on your registered mobile number or email. You also will also be required to generate an IPIN (Internet Password) for your account in order to access the PNB Net Banking services. Let’s take a look at the registration process step-by-step.
Visit the official website of PNB
Visiting the official website of the Punjab National Bank (PNB) is the first step of the registration process for accessing their Net Banking services. Once you launch their website, look for the ‘Net Banking’ option and click on it to proceed with your registration. You may also directly access their Net Banking website from your browser.
On this page, click on ‘Login Here’ to initiate your registration process. After clicking on ‘Login Here’, a login window will appear that will ask you for two credentials – user ID and password. If you are a new user, select ‘I am not registered’ and enter some basic details to complete your one-time registration process.
Once you have registered successfully with PNB, you can access all their net banking services such as payment indications, account opening/closing/modifying requests and more. You can also keep an eye on all your transactions related to these services in your account history page.
You need to make sure that each time you log in to PNB’s official website or PNB’s Net Banking site, use strong passwords using special characters, numerals and alphabets so that unauthorized third parties cannot access your account information or manipulate them in any way.
It is advisable not to share any confidential information related to your bank accounts with anyone including family members or friends over calls or emails under any circumstances; even if they approach you posing as bank officials from PNB!
Fill out the registration form
Before you can begin using PNB Net Banking, you must first fill out a registration form. You can either go to your nearest PNB branch and pick up a form or you can download the form from the website. In either case, the form must be completed in full and signed by an authorized signatory of the customer organization.
The following information is needed in order to complete the registration process:
-Account details (account type, account number)
-Customer information (Name, Address, Contact Number)
-Authorized Signatory information (Name, Email ID)
-Preferred Net Banking Ids and Passwords
-Mode of operation (single/joint/etc.)
Once all the required information is filled out, submit the form at any of PNB’s branches or through their website. After submitting the form, you will receive a confirmation email with a link to activate your account.
Click on this link and follow the instructions provided to complete your registration. Once registered and approved, you can then begin using PNB Net Banking for all your banking needs!
Submit the form
Once you have completed and signed the registration form, visit the nearest Punjab National Bank (PNB) Branch and ask for a registration kit. The kit includes an application advisory, customer ID, debit card and Net Banking PIN. Submit the registration form along with valid identity proofs (such as PAN Card and driving license) to the customer service representative at the bank.
Once you submit your registration form, customer service representatives will acknowledge your request by providing a receipt of acknowledgement. They will also inform you about the activation process, which should take approximately 3-4 working days to complete. After successful activation of your bank account, you can register on PNB Net Banking platform by clicking on ‘Register Now’.
You will then be redirected to a page where you have to enter various required credentials such as Customer ID and Debit card details along with other details that are asked in order to generate a secure ‘Transaction Password’ for logging in securely each time. This is for enhancing your security when accessing PNB Net Banking services every time thereafter.
Activation Process for PNB Net Banking
To start using PNB Net Banking, you must first activate your account. This process requires you to enter your customer ID, PAN number and date of birth. Once these details are verified, you will be able to create a username and password for yourself and start using PNB Net Banking. Activating your account is a simple and easy process that will give you access to all the features PNB has to offer.
Generate a temporary password
Generating a temporary password is an important part of the activation process for PNB Net Banking. Temporary passwords are sent to customers either through a registered email or via SMS on a mobile phone number. This temporary password must then be used to log into the PNB Banking system for the first time after account creation.
Once the customer receives their password via email or SMS, they can begin the activation process. The customer should start by logging into their PNB Bank account at www.netbanking.pnbindia.in by entering their net banking ID and Temporary Password.
After successfully logging in, they will be prompted to choose and answer several security questions as an additional precaution against unauthorized access. Once all of their information is verified and successfully set up, the customer will be prompted for a permanent password that has to be chosen before they can complete the activation process and access PNB Net Banking services online.
Activate the account with the temporary password
Once your PNB Net Banking account has been opened, you will receive a temporary username and password via email. This is to ensure that only authorized personnel have access to your account. To activate the new Net Banking User ID and Password, you must log in to the website of the bank with a valid permanent username and password.
Once logged in, click on ‘Activate Account’ on the left navigation panel and enter the temporary username / password details sent in the email to finish the activation process. Upon successful completion of this step, you will be able to access all features of PNB Netbanking portal using your own credentials. It is advisable to change your password for more secure access after activating your account with any alternate username & password combinations.
Login Process for PNB Net Banking
PNB Net Banking allows you to manage your account conveniently. It provides access to your account from anywhere in the world. The PNB Net Banking login process is simple and secure. In this section, we’ll explain step-by-step how exactly you can access and manage your PNB account using the Net Banking feature.
Enter your user ID and password
When accessing PNB Net Banking, you will need to use your user ID and password to authenticate your identity before you can proceed. User IDs are typically provided by the bank while passwords are chosen by the customer when they register for the service.
User IDs usually consist of 8-10 alphanumeric characters or a combination of both letters and numbers. Depending on when and where you registered, this may also include symbols such as # or * in some cases. It should not be confused with your PAN card number nor should it contain any identifying information about yourself such as your name, date of birth, etc.
Passwords should be unique to the service and only known to you. It is recommended that you avoid using words from a dictionary or other readily available source as dictionary words can often be guessed easily.
Additionally, passwords that include a combination of upper case letters, lower case letters, numbers and symbols are more secure compared to those including only one type of character. In order to protect your information from unauthorized access, it is important that both your User ID and password remain confidential at all times.
Select the ‘Login’ button
Once you have completed the registration process, you can officially access your PNB Net Banking account by selecting the ‘Login’ button at the end of the page. There is also a login option available on PNB’s homepage for easy access.
In order to log in, you will first need to enter your registered User ID and Password which were created during the registration process. Upon entering these details, you will be taken to an OTP verification page where a unique security code will be sent to your mobile number which was entered during registration.
After verification With successful authentication of the OTP, you can continue with logging in to your account. It’s recommended that you modify your password regularly (after 90 days) for optimal security.
Security Features in PNB Net Banking
When it comes to banking online, security is of utmost importance. Punjab National Bank’s Net Banking offers several layers of security to ensure that all transactions are safe and secure. In this section, we will look at all the security features available in PNB Net Banking to ensure that your online banking experience is as safe and secure as possible.
Set up two-factor authentication
Two-factor authentication, also known as 2FA, is an extra layer of security that allows you to confirm your identity with two separate ways of verification. It was designed to make online transactions more secure by making it much harder for malicious actors to compromise your account and access confidential information.
When you set up two-factor authentication, you will be prompted to enter a one-time code every time you attempt to make a payment from your bank account via the PNB net banking system. This code will be emailed or messaged to the contact information provided during registration. Two-factor authentication provides an added layer of security by ensuring that only the authorized user can access the account, even if they somehow know the username and password associated with it.
To set up two-factor authentication in your PNB net banking portal, click on ‘Security Settings’ and then ‘Set Up Two – Factor Authentication’ under the settings section. Select ‘Enable’ after entering in all requested details such as name, phone number, email address and any other identifying details requested by PNB net banking system developers.
Once enabled, users can log in with their username and password plus a special one-time code that is sent via SMS or email for each attempted transaction from then on.
Use a strong password
When accessing PNB Net Banking, it is important to ensure you use a strong password that cannot be easily guessed by anyone. A strong password must be at least 8 characters in length and should contain upper case and lowercase letters, numbers, and special characters.
Uppercase and lowercase letters add complexity to the password, while numbers and special characters help increase the difficulty in guessing it. Additionally, make sure you never choose easily obtained information such as your birthdate or your pet’s name as your password.
It is also recommended that you change your password regularly to reduce the risk of someone using stolen credentials to access your PNB Net Banking account. You should also remember to not share your credentials with anyone since doing so could leave you vulnerable to unauthorized access.
Furthermore, when logging into PNB Net Banking via public computers such as in a library or an internet café, make sure no one is able to observe you typing in your credentials. Doing this allows them to take advantage of the information entered if they can obtain the browser’s history later on.
Enable IP address restriction
Adding an IP address restriction to Net Banking is a security measure that prevents access to your account from certain locations or networks. To enable this, log into your account and go to ‘Account Settings’. Look for ‘IP Address Restriction’ and click ‘Turn On’ to activate this feature.
Once enabled, only the IP addresses you specify will be able to access your online banking account with your user ID and password. To add a new IP address, type in the IP address in the appropriate field and then click ‘Save’. You can assign up to 10 whitelisted IP addresses. All other connections will be blocked from accessing the service.
For increased security measures, we recommend enabling a two-factor authentication process when logging into Net Banking or setting up a limit on withdrawals over certain amounts. Also make sure to keep your passwords safe, use strong passwords with combinations of characters, upper case letters and numbers that are not easily guessed.
To conclude, PNB net banking is an incredibly convenient and secure way to manage your finances. It has made doing banking operations a breeze and has allowed customers to access their accounts anytime, anywhere. With its intuitive user interface, it only takes a few minutes to get started and make the most of this advanced technology. Net banking with Punjab National Bank is hassle-free, safe and secure—allowing you to put your banking worries aside and relax.